Indexed Annuities

Indexed Annuities

Fixed Indexed Annuities:

This is a special class of annuities offered by PHP that yields returns on your contributions based on a specific equity-based “index,” such as the S&P 500. With an Indexed Annuity there is a guaranteed minimum return, so even if the stock index does poorly, the holder will not lose any part of his investment. Conversely, the yields will be somewhat lower due to caps and fee-related deductions. Indexed Annuities offer tax-deferred, retirement income and are great for investors who are seeking protection of capital.